Chubb home insurance policies provide these types of protection:

• Housing coverage pays to repair or replace your home and its adjoining structures, such as a garage or patio.
• Coverage for other structures pays to repair or replace loose structures on your property, such as a fence or shed.
• Personal property coverage pays to repair or replace your personal effects after problems such as fire or theft.
• Liability insurance pays for injuries and property damage that you or your family accidentally cause to others. For example, if someone is injured while visiting your home. It also pays for legal defense if you are sued because of an accident covered by your policy.
• Additional cover for living expenses pays additional costs such as accommodation, meals, and other expenses (such as laundry services) if you cannot live at home because of a policy issue, such as a house fire.
• Extended replacement cost is available. This is a good option that will pay a certain amount above your home’s coverage amount if the repair costs exceed the stated amount. When construction costs increase, this blanket can fill the void.

Chubb offers several additional services to its customers, such as:

• HomeScan is a service that can help you find leaks, missing insulation, and faulty electrical connections before damage occurs.
• A network of privileged service providers gives you access to prequalified professionals such as alarm and security companies, construction contractors, fire prevention specialists, art appraisers, warehouse and transportation services. works of art and specialists in the restoration of works of art.
• Forest fire defense services gives homeowners in some states access to specialists who will assess your home’s risks and recommend ways to better protect your home. If your home is threatened by a forest fire, Chubb will deploy a team to take necessary measures such as removing combustible materials and applying fire stop gel in your home. Once the forest fire has passed, the team will return all items removed from your home and remove the fire gel.

If you are looking to add to your policy, Chubb can sell you flood and earthquake insurance.

Homeowners looking for an extra layer of liability protection may want to consider purchasing an umbrella insurance policy from Chubb. Your umbrella policy takes effect when the liability for your home, auto, and other types of insurance is exhausted.